Student Loans

  • Student

Borrow Strategically

Believe it or not, it is completely possible to graduate from BYU without having to take out student loans!  In a very general sense, it is usually better to finish your undergraduate degree debt-free.  However, depending on your current circumstances, it may be beneficial for you to take out a small amount of student loans to finish your degree here at BYU.  To find out if you fit this criteria, visit our borrowing principles article.

Loan Repayment

If you do decide to take out student loans while you're in school, you'll have to start paying off those loans sooner than you think!  Make sure you're prepared for the road ahead.  Visit our debt repayment article to learn what you can do so those loan payments don't catch you off-guard. To get an idea of how long it will take you to pay off your loans with your estimated future salary, try out our loan calculator.